Personal Contract Purchase is very similar to Personal Contract Hire but gives the option of purchasing the vehicle at the end of the contract for an agreed amount. Alternatively you can simply hand the vehicle back.
There’s a set contract period and agreed mileage limits but as long as these are followed, and there’s no damage to the vehicle, there are no end of contract charges.
Add options to include maintenance and replacement tyres and you’ve got fixed cost motoring with no depreciation risks.
Things to consider
Option to buy vehicle at contract end
No depreciation concerns
Fixed cost motoring by including maintenance and tyres
Simply hand the vehicle back if no longer required
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